U.S. Long-Term Care Insurance Revisited Hindsight & Transformation

Explore the evolution of long-term care (LTC) insurance in the U.S. and Singapore, and how these two markets address the growing needs of ageing populations. This session examines the challenges faced by traditional LTC products, the rise of hybrid solutions, and Singapore’s two-rail system combining public baseline coverage with private top-ups. Learn about claim triggers, benefit structures, regulatory frameworks, and the principles of insurability that shape sustainable LTC solutions for the future.