AI- and IoT-driven Home Insurance

Home insurance is one of the most established lines of business in the insurance industry, but it is now undergoing a transformation driven by Artificial Intelligence and the Internet of Things. These technologies open new avenues to enhance pricing sophistication, implement proactive prevention strategies, and streamline claims handling.
In this presentation, we’ll explore practical use cases — from AI-based risk scoring using satellite imagery, to behavioral discounts informed by smart home devices, and real-time water leak detection. We'll also examine how actuaries can leverage these innovations to refine risk assessment, improve technical accuracy, and help shape the future of home insurance.

Watch the first lecture of Reacfin "Decumulation Life insurance Products After Retirement" by Natacha Brouhns and Pieree Devolder here.