Aging Nations, Young Potential

This video presents an actuarial solution to global demographic imbalance — linking aging economies like Japan with youth-rich countries like India. The proposed idea introduces a new actuarial field: International Demographic Risk Advisory. Actuaries can price cross-border risks like cultural mismatch, eldercare burnout, and migration dropout to create sustainable, insurable global labor systems. The core solution is a digital pension-matching app that connects surplus Indian workers to Japan’s eldercare needs. It includes risk scoring, cultural fit prediction, and dropout protection — making labor migration measurable, insurable, and mutually beneficial. Both countries win, and actuaries lead the way.