Novel Insights on Traditional and Nontraditional Risk Factors

RGA’s analysis of the UK Biobank study, as part of a joint initiative with the University of Leicester, has unveiled compelling correlations between lifestyle factors and mortality risk, offering insurers a fresh perspective on risk assessment. Kishan Bakrania, Lead Biometric Data Scientist from RGA explains how the study’s integration of both traditional and novel biometric indicators lays the groundwork for a shift in underwriting practices, potentially ushering in an era of more precise and holistic risk evaluation in the insurance sector.